The Mutual Savings Institution was James D. Phelan's bank, 708-712 Market Street at Kearny.

To the right of Mutual Savings is the old Chronicle Building at 642 Market Street. The ten-story building suffered a major collapse of the western section of the structure at about noon on April 18, when heavy Linotype machines fell through the burning floors. A clock tower on the Chronicle Building burned away during the fire.

The old Chronicle Building, as well as its newer 17-story annex, still survive, though the exteriors have been covered. Lotta's Fountain is in front of the building.

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